Toskr builds regional one-stop-shops for sustainable building renovations, driven by in-house craftsmen, digitalisation, innovation, and integrated financing solutions.
Toskr was founded to be the enabler and engine of the retrofitting industry. We envision a future where sustainable renovation is accessible, efficient, and seamlessly integrated. Recognising the market’s fragmentation and need for a tech-driven approach, we aim to transform it by building a pan-European network of innovative and efficient regional one-stop-shops.
At the heart of everything we do, driving environmental and economic benefits.
Leveraging data and AI technology to optimise processes and outcomes.
Building long-term, synergistic relationships with craftsmen, businesses, and homeowners.
Delivering quality and upholding our commitments with integrity.
Empowering local expertise while building a strong, interconnected network.
Within five years, Toskr will be the pan-European frontrunner in AI-driven building, operating 8–15 regional one-stop-shops across the Netherlands, Germany, and beyond. Fueled by our innovation engine and backed by a powerful digital financing platform, we will make sustainable renovations affordable and achievable for millions of households.
Our strategy is built on three synergetic pillars. Each pillar strengthens the others, while also standing as a robust, profitable business case on its own.
We acquire and integrate specialist craftsmen companies with distinct areas of expertise into regional clusters. These clusters become one-stop-shops for sustainable building renovations, operated by strong regional management teams supported by Toskr.
Our in-house innovation engine has built Europe’s largest building database, powering AI agents that turn data into actionable insights. Once proven in our clusters, these agents will be offered as SaaS solutions to construction companies and public institutions.
Toskr develops a fully digital, AI-powered financing platform that delivers fast and affordable green loans. Combined with subsidy support, it makes sustainable renovations accessible and scalable. Once proven in our clusters, these financing solutions will be made available to the market to maximise their impact.
We built Europe’s largest building database — our core asset powering a new generation of AI agents. These agents streamline every step of the renovation journey, from first inquiry to final completion. In parallel, our FinTech platform, based on proven technology from Scandinavia, delivers fast green loans and seamless subsidy support, making sustainable renovations simple and accessible at scale. Both platforms are developed together with Toskr’s craftsmen clusters and will be launched as SaaS solutions to accelerate sustainable renovations worldwide.
Our AI agents cover the entire renovation journey. From inquiry to project execution and final completion, they automate and optimise every step:
Built on Europe’s largest building database, our AI agents deliver accuracy, efficiency, and a seamless customer experience — at scale.
See what we are building.
Our digital financing platform combines green subsidies with affordable green loans, making sustainable renovations accessible for everyone. Repayments are structured so that monthly loan costs are lower than the energy savings achieved, ensuring customers benefit from day one.
From an investor perspective, Toskr’s network of craftsmen and one-stop-shops forms the perfect direct channel to reach green lending customers — a unique combination of technology and distribution.
Smart Lending: Combining green lending and subsidies into smart financing solutions.
“Project execution through our regional one-stop-shops, ensuring plans become reality.”
Our portfolio highlights companies driving innovation in sustainable renovation. Each plays a key role in transforming the retrofit industry—regionally rooted, tech-enabled, and impact-focused. Together, they form a scalable, pan-European platform accelerating efficiency, quality, and climate resilience in the built environment. Our current clusters are:
Ensing Onderhoud, Ensing Isolatie, Lubben Isolatie.
Leading regional player providing comprehensive maintenance, renovation, and high-quality insulation services for residential and commercial properties in the Northern Netherlands.
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Wesren, Goihl Geseker Haustechnik, Elektro Vassmer, Trockenbau Scholtyssek.
Key cluster for energy-efficient building upgrades and sustainable renovations in the Westphalia region, Germany, focusing on a one-stop-shop approach for homeowners and businesses.
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The [BEBR] Group.
The in-house technology and innovation engine of the Toskr group, building specialised AI agents that harness Europe’s largest building database.
Visit website →Toskr is an impact-driven organisation with measurable ESG (Environmental, Social, and Governance) commitments. We believe that financial success and positive societal impact can and should go hand-in-hand. Our growth strategy is thus intrinsically linked to creating a more sustainable future by focusing on these key indicators.
Renovating buildings sustainably is key to fighting climate change and cutting emissions.
Improving access to clean energy like solar, heat pumps, and better insulation.
Investing in digitalisation and innovation for a resilient, modernised renovation sector.
Promoting more women in construction roles and leadership within our companies.
Creating skilled local jobs, boosting economies with every million euros invested.
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